Write Off Unaffordable Debts With A Scottish Trust Deed... 82% of people who we help become debt free in 36 months

Call us Free To See if you Qualify... Or...

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    Get Straight Through To A Professional Debt Advisor

    24 Hours a day. No Call Queues, Just Straight Talking Debt Advice.

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    Write Off Unaffordable Debts

    Such as Loans, Credit Cards and Unsecured Debts.

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    Legislated Debt Solution

    A legislated arrangement between you and your creditors.


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If you don't have time to speak to someone and want to see if you qualify for a Trust Deed, simply enter a few details about your circumstances and our calculator will tell you if you qualify

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What Is A Trustee?

A Trustee is also known as an Insolvency Practitioner. Usually, these professionals have backgrounds in accounting. Throughout the United Kingdom, a licensed or authorized insolvency practitioner is required for all formal insolvency proceedings. Licenses are issued by several professional organizations, including the Insolvency Practitioners Association, The Law Society, the Association of Chartered and Certified Accountants, and the Law Society of Northern Ireland. In addition, the Institutes of Chartered Accountants of Scotland, England and Wales, and Ireland are authorized to issue these licenses. Insolvency practitioners must comply with specified regulations, and submit to routine inspections by regulators. To locate an accredited, competent trustee, please contact us.


After receiving the details of a debtor's income, expenses, and debts, the trustee conducts an in-depth assessment. During this analysis, the trustee calculates income, financial assets, living expenses, and level of debt. While assets may include homes and vehicles, in many cases, the debtor may retain them.


The trustee develops a manageable monthly payment plan, based upon all their calculations. Then, she or he proposes the plan to the debtor. If it is agreed upon, the proposal is then submitted to the creditors. When all parties accept the terms of the agreement, it becomes formal.


Write Off Unaffordable Debts

Entering into Scottish Trust Deed will allow you to write off unaffordable unsecured debts leaving you a clean slate and a brighter future to look forward to. There are some debts that cannot be written off. Click here* for more information on the limitations.

Relief From Debt Pressure

Unlike an IVA which can lasts for a minimum of 60 months, the minimum time to complete a Scottish Trust Deed is 48 months (4 years) meaning you will be free from the pressures of debt quicker.

Legislated Debt Solution

Trust Deeds are a legislated debt solution, which unlike debt management, means as long as you keep up the arranged repayment plan, you can return to a more stable financial position in life and start to plan for a brighter future.


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