Write Off Unaffordable Debts With A Scottish Trust Deed... 82% of people who we help become debt free in 36 months

Call us Free To See if you Qualify... Or...

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    Get Straight Through To A Professional Debt Advisor

    24 Hours a day. No Call Queues, Just Straight Talking Debt Advice.

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    Write Off Unaffordable Debts

    Such as Loans, Credit Cards and Unsecured Debts.

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    Legislated Debt Solution

    A legislated arrangement between you and your creditors.


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If you don't have time to speak to someone and want to see if you qualify for a Trust Deed, simply enter a few details about your circumstances and our calculator will tell you if you qualify

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What Happens When It Becomes 'Protected'?

When a Trust Deed Scotland becomes registered as protected, it prevents any further action from creditors. They may not petition the courts for bankruptcy (sequestration) of the debtor. From the moment of enactment, all communications from creditors must be addressed to the trustee, who acts on behalf of the debtor. These agreements do not involve the court system, and do not appear as public notices in newspapers.


The formal Trust Deed usually involves a 36-month repayment plan. However, in some cases, the time frame can be extended to 48 months. During this period, the trustee collects all payments, and monitors the debtor's finances. The debtor's credit file will show a default status during this time, which means no new credit agreements may be entered into.


The content on this home page for Scottish Trust Deed website is designed to provide a fundamental outline of the program. This official government plan has helped many individuals and families escape the overwhelming burden of debt. After compliance with the 36-month repayment plan, the debtor's credit rating is restored, and she or he becomes debt-free. For more detailed information about this beneficial program, please contact us on 0800 193 1024.

Protected Trust deeds offer a host of benefits provided consistency is maintained and all commitments are met. But, is the scheme right for you? Contact Trustdeeds.net to find out, along with highly personalized advice and services guaranteed to help you get the most out of the scheme.

Write Off Unaffordable Debts

Entering into Scottish Trust Deed will allow you to write off unaffordable unsecured debts leaving you a clean slate and a brighter future to look forward to. There are some debts that cannot be written off. Click here* for more information on the limitations.

Relief From Debt Pressure

Unlike an IVA which can lasts for a minimum of 60 months, the minimum time to complete a Scottish Trust Deed is 48 months (4 years) meaning you will be free from the pressures of debt quicker.

Legislated Debt Solution

Trust Deeds are a legislated debt solution, which unlike debt management, means as long as you keep up the arranged repayment plan, you can return to a more stable financial position in life and start to plan for a brighter future.


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